Solspark's powerful payment platform was built from the ground up to integrate seamlessly into existing bank technology. Built on solid open standards, Solspark's extensible platform was developed adhering to an object-oriented methodology to create a flexible multi-tier architecture and support strong, rapidly customizable interface designs. Security, scalability, reliability and flexibility were core areas of focus underpinning the design of the Solspark platform. The Solspark stored value platform offers a solid foundation for future growth. As a result, the platform supports a wide range of current and future payment solutions that meet the requirements of the world's leading banking systems while providing customizable, integrated, customer-focused web applications. The Solspark platform brings together a sophisticated transaction-processing system; flexible Java-based integration tools; a full-range of web-based account management capabilities; a dynamic rules-based messaging system; proprietary adaptive fraud scoring engine; cutting-edge reporting tools; an integrated customer service application; and user-specific administration tools. The platform is run on fully redundant, fault-tolerant systems at a professional hosting facility and maintained by a 24x7 dedicated security team.